Is Syracuse car insurance new to you?

A new type of Syracuse car insurance has come to the fore. It is the temporary car insurance and the concept is getting popular to a great extent in this city in and county seat of Onondaga County, New York, United States.


What is the main reason behind its burgeoning popularity? Why are people getting attracted to this Syracuse car insurance increasingly? Insurance analysts suggest lots of factors are enticing people. The first one of them is that if any individual pays for a car and just want insurance to get it home and stumble on other insurance, a temporary car insurance policy is most fitting for him/her. Again, a temporary car insurance may be appropriate for vacationers. If they drive a car, this form of Syracuse car insurance can take care of all responsibilities, of course, for the time being.


It may happen that you are living in a state different from Syracuse to a great extent and you can’t avail any temporary car insurance hence. What can be done then? Do one thing. Try to own a car or automobile that you simply want to insure for a very short time and you have a customary policy with an insurer for a different vehicle. You, as a result, can add up the new car onto your reputable policy and then call off the coverage when you don\'t need it any more.


This is also vital and learn the same by heart. If you are not having insurance with an insurance company, your options become narrower. You will require purchasing a term policy, by and large a 6 month minimum, after that cancel it especially when you no more need the coverage.


All these indicate that temporary car insurance plays a great role only if you are traveling with friends, have bought a new vehicle and remain devoid of established insurance policy information.

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Yonkers young persons’ car insurance is appreciable

Where is Yonkers? It is the fourth most populous city in the realm of the state of New York  and is also the most thickly settled city in Westchester County. Since it shares borders with New York City and has close affinity with others, Yonkers do contain some common features. Even if we deny other aspects, car insurance cannot be disregarded. The notion on account of several factors is increasing in US and Yonkers is also having the same.


However there is also a difference. Unlike many other cities, young persons’ car insurance is enjoying a sway in this city and has become quite popular by now. Many persons consider this Yonkers car insurance as expensive in comparison to a policy for an older driver, even though this is an erroneous conception at most of the times. In fact, lots of ways are there that do play imperative roles in diminishing cost of the premiums. But you must have the requisite time to find out the best policy; there is the need of an online research and you have got to be meticulous.


Being a young driver, your foremost task is to have a driver’s education course, although bulk of people has failed to identify its necessity. Keep in mind that this single education can bring your monthly bills of Yonkers car insurance down considerably. Try to opt for a defensive driving course as well. This is in point of fact a good advice for more experienced drivers.


In the sphere of Yonkers, quite a few discount programs are available for the young drivers too. A number of insurance companies has brought to the fore a new trend, it is the offering of discounts for young drivers who are good students all at once. You can also take advantage of this provided that the rigorous stipulations are satisfied.


As already said, lots of options are available in the internet and you can come across apposite Yonkers car insurance policy there after a thorough research. Besides, if you purchase insurance online, a good amount of money can be saved.

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Chinese car market - both boon and headache

NEW YORK (Fortune) -- With Western markets still struggling to escape the effects of the recession, automakers are increasingly focusing their attention on China -- and rubbing their hands with glee. Car sales in August rose 78% over the same month a year ago, according to J.D. Power Asia Pacific and are running at an annual rate of 14 million units.

Compare that with the U.S. Back before the Cash for Clunkers program kicked in, the car market was chugging along at the rate of a mere nine million units.

But doing business in China still contains plenty of obstacles, as several recent events make clear. Beyond the trade dispute over tires, there are a host of challenges for Western manufacturers, ranging from difficulty in enforcing contracts to maintaining intellectual property rights.

First the good news. China has rebounded resoundingly from the global recession, the effects of the government tax incentives and subsidy policy notwithstanding. For the year, sales are up a robust 32%.

More growth is predicted.

J.D. Power forecasts that Chinese consumers will be buying more than 11.4 million vehicles annually by 2015. The reasoning is simple. The U.S. has about 820 vehicles for every 1,000 people. China today has roughly 34 vehicles per 1,000 people.
The Chinese car market is something of a free-for-all, with more than 90 local and foreign brands offering more than 400 different models. Western manufacturers dominate the list of bestsellers -- Volkswagen is number one -- but independent Chinese makers are moving up fast. Chery ranks seventh, BYD eighth, and Geely is 11th in overall sales.

Cashing in on this bonanza can tax the patience of even the most determined. Entrepreneur Malcolm Bricklin put out a news release to announce that his company had done something usually considered routine: It successfully served a lawsuit on Chery Automobile that it filed more than a year ago. Bricklin complained that Chery "repeatedly avoided service by refusing Federal Express packages containing the legal documents."

Even business people less mercurial than Bricklin find practices in China challenging. Take battery maker A123 Systems (AONE). In a prospectus for an initial public offering, it lays out the risks of operating in China, including "the potential inability to control our operations and relationships; enforce any agreements we have with Chinese partners, to find, retain or train suitable employees and to effectively protect our intellectual property rights."

The risk sections of IPO prospectuses frequently contain scary language, but the paragraphs on China invoke more fears than unusual.


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One Step Further Towards Car Insurance Savings

In response to the hard hits suffered by consumers in the car insurance industry, AutoQuoteNow.com recently launched expansion plans for its insurance section. Researchers for the website have successfully isolated the costs entailed in insuring cars. They have also compiled data on how to conduct effective car insurance comparison, as well as gathered tips and suggestions for high-risk drivers in the industry. These high-risk drivers are the ones suffering the high cost of premiums the most.

It is a given fact that people need to get insurance, as discussed by Daniel I. Tulbovich, the President and CEO of AutoQuoteNow.com. It is just unfortunate that today, consumers all over the world are suffering hard hits due to the global recession. This is precisely why it constantly seeks ways to provide insurance packages to their clients at affordable prices. This way, it helps people make more informed choices when purchasing affordable premiums while still getting complete coverage.

Consumers should always compare not just auto insurance companies but also the quotes that they offer in the market. Interestingly, there is an art to comparing companies and policies, and it is actually in using the right tools that consumers are able to get the most complete coverage at the most affordable price.

Daniel I. Tulbovich shares how he has seen so many consumers accept whatever offer made by the first car insurance company that they find. Moreover, this is most likely because consumers find it a hassle to compare companies and policies. AutoQuoteNow.com capitalizes on the consumers' need to compare insurance packages fast and easy. By providing online access to the tools needed to compare auto insurance quotes, consumers can now make more informed decisions.

Daniel I. Tulbovich further warns that online shopping for car insurance does not necessarily get you the best deal without negotiating for it. Drivers still need to do a bit of negotiating and haggling to get the best deal. Furthermore, drivers should not think that only their driving records are checked by insurers. Insurance companies also check on the type and age of the car, the driver's age, and the driver's job and income status.


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Insurance man Tinch was known for loud laugh

Known for his boisterous laugh and loud golf shirts, Ace Tinch was on his way to a party when he had the heart attack that took his life.

Considering his love of people, it was a fitting way to go. An accounting firm was throwing a party at the National Shooting Complex, just past SeaWorld. Ace and his wife, Joyce, had parked their car and were walking toward the gathering.

“He went out the way he wanted to go out,” said his daughter, Amy Wood. “He wasn't even a shooter. My dad was there just to socialize.”

Tinch, a longtime insurance agency executive, died Thursday. He was 76.

Although he was born in Houston, he came to San Antonio as a boy with his family and considered this city his home.

After Jefferson High School, he attended the school then known as North Texas State in Denton and graduated in 1956.

From there, he went to work in an insurance agency in nearby Dallas, and met the woman who would become his wife.

At first, she didn't care for him. She thought he was too loud and she was very reserved. But he liked her very much.

He accepted an assignment that took him to New York and was away from the Dallas office for a while. During that time, she realized she missed the loud young man.

Ace and Joyce Tinch would have celebrated 52 years of marriage in less than a month.

At work, he was president of Harding-Conley-Drawert-Tinch Insurance Agency and he focused on bonding, insurance and risk-management services for construction firms.

Tinch received a variety of professional awards and served on the board of directors for a few banks. Also, he was president of the Oak Hills Rotary Club, chairman of the advisory board at the Club at Sonterra, and chairman of the administrative board at Coker United Methodist Church.

In all of his dealings, he much preferred talking directly with people.

“He never went through a drive-through, because he always wanted that one-on-one contact, whether it was a cup of coffee at the McDonald's or one of his biggest clients,” Wood said. “He was such a people person.”

With a loud “Howdy!” and a repertoire of stories, he was always one to look for opportunities to socialize. It was also a way to promote his business.

He enjoyed working and continued to go into to the office every day except Friday.

That was his day for golf and family.


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NJ moves to replace key N.E. Corridor rail bridge

New Jersey has applied for federal funding to replace the 100-year-old, two track bridge that carries Northeast Corridor trains over the Hackensack River in the Meadowlands.
Nearly 500 Amtrak and NJ Transit trains now use the swing span, known as the Portal Bridge.

Gov. Corzine's office says the application is being made through the federal government's program to advance high-speed passenger rail service.

It also was developed in collaboration with other states in the Northeast Corridor, including Pennsylvania.

The bridge is considered a chokepoint and expanding it could improve speed and increase capacity on the line, said N.J. Transit Executive Director Richard Sarles.

No pricetag was given for replacing the bridge.

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How Much Car Insurance Do You Need?

A growing number of people are dropping their auto insurance to try to save money, according to a recent study by the Insurance Research Council (IRC). If the current rate of unemployment continues, the IRC estimates that the national uninsured rate will climb from 13.8 percent in 2007 to 16.3 percent in 2010. With that many people driving without coverage, it's dangerous to be uninsured. But how much car insurance do you really need?
If you're like many people feeling the pinch, your inclination is to get the bare minimum of insurance coverage required by the law in your state. That's a good place to start, though those minimums may not fully protect you -- or your assets -- if you file a claim. We recommend getting more than the minimum coverage unless you are driving a beater and have no assets to protect.
Every state in the nation, except for New Hampshire and Wisconsin, requires that you have liability insurance, and that mandatory coverage varies according to state.
In the chart below, minimum liability limits are read as follows (in thousands of dollars):

• Bodily injury liability for one person in an accident
• Bodily injury liability for all people injured in an accident
• Property damage liability for one accident

So, for Alabama, the minimum requirements are $25,000 of bodily injury liability for one person, $50,000 bodily injury liability for all people and $25,000 property damage liability.
Personal Injury Protection (PIP), or Medical Payments (MedPay) in some states, pays for your own medical expenses, any lost wages and whatever other costs may arise when you're injured in an accident. It usually pays about 80 percent of your losses, and it also pays a death benefit. PIP is required in: Arkansas, Delaware, Florida, Hawaii, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Oregon, Pennsylvania and Utah.
Some states also require you to purchase car insurance that will cover your own medical expenses, pain and suffering losses and, in some states, car damage in the event that the other motorist is at fault and is either uninsured or underinsured. See the chart below to find out if this applies to you. 


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New York Car Insurance

New York winters drop tons of snow on Buffalo and many of the other northern cities every year. Combined with the brutal traffic that drivers face as they commute to and from work in New York City and the surrounding areas and there’s no question as to why the state requires that all motorists maintain excellent car insurance coverage at all times. To help ease the stress that can be involved in finding low cost car insurance online, CarInsuranceQuotes.com has partnered with reputable companies to help our customers find low cost insurance from companies they can depend on when they need them the most.
New York Car Insurance Minimums
Unlike much of the country, New York is a no-fault state. The no-fault policy was put into effect to help keep insurance costs at a minimum and reduce the number of vehicle-related lawsuits that are filed every year. Because of the no-fault policy, every New York motorist is required to obtain Personal Injury Protection (PIP) that covers the insured driver’s medical expenses, lost wages and funeral expenses regardless of who was at fault in the accident.
There are exceptions to the no-fault policy for the state of New York, however. If the cost of medical expenses exceeds a certain dollar amount or if the accident was found to be too severe, then the driver responsible for the accident will be held liable for the damages. Therefore, every New Yorker is also required to have a minimum liability policy for their vehicle as well. The minimum requirement for the state of New York is 25/50/10 to cover bodily injury and property damages.

• Bodily Injury Liability- Covers damages to the other driver and their passengers when the insured driver is found to be at-fault in an accident. Under the minimum coverage, the insurance will pay $25,000 to a single person and up to a maximum of $50,000 for multiple persons involved in the accident.
• Property Damage Liability- In the event that the other person’s vehicle, public property such as traffic lights and road signs, or private property such as a person’s home is damaged in an accident, a minimum property damage liability policy will pay a maximum of $10,000 for repairs.

With the rising costs of medical treatment and repairs, the minimum coverage required by the state of New York will likely be insufficient to cover the expenses, leaving the insured person covering the rest out of pocket. For this reason, the state of New York strongly recommends that all motorists purchase liability coverage for their vehicles that exceeds the required minimums as well as Comprehensive and Collision insurance to cover damages to their vehicle if they were at fault or the vehicle was damaged by natural events or wildlife.
Even though New York law requires that all motorists have the minimum insurance for their vehicle, many motorists fail to obey these laws. For this reason alone, it is easy to see why New York requires that their motorists also obtain Uninsured Motorist protection for their vehicles. Uninsured Motorist protection pays for damages to the insured’s vehicle if the other driver’s insurance is insufficient or the vehicle is damaged during a hit and run.


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